bookvisor.ai
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The future of your business. Visible today.

Your AI advisor texts you what’s coming — upcoming bills, projected revenue, and the day cash gets tight.

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Secure by design · read-only access · your data is never sold

9:41
‹ⓘBBookvisor AI ›
How’s my cash looking this month?
You’re sitting at $42,318. Over the next 30 days I’m expecting about $14,200 in bills — the biggest is payroll, which runs twice a month. Based on that, you’d stay above $26k, tightest around Apr 28.
+
Text Message
30-day forecast
Cash on hand
$42,318
tightest $26,120 · Apr 28
cash gets tightApr 13Apr 20Apr 28May 5May 13

Supports 1,000+ US banks

  • Chase
  • Bank of America
  • Wells Fargo
  • Citi
  • U.S. Bank
  • Capital One
  • PNC
  • American Express
  • Truist
  • Ally

Securely powered by Plaid, the same connection that links apps like Venmo, Robinhood, and SoFi to your bank.

Ask anything, by text.

Ask Bookvisor AI a plain question, such as “How’s cash looking this month?”, and get a clear answer in seconds. There is no app to open and no dashboard to learn.

9:41
‹ⓘBBookvisor AI ›
How’s my cash looking this month?
You’re sitting at $42,318. Over the next 30 days I’m expecting about $14,200 in bills — the biggest is payroll, which runs twice a month. Based on that, you’d stay above $26k, tightest around Apr 28.
+
Text Message
bookvisorForecast
Cash on hand
$42,318
30-day forecast
tightest $26,120 · Apr 28
cash gets tightApr 13Apr 20Apr 28May 5May 13
Rippling · Payroll~Apr 14 ±2d · Team$5,600–$5,900
Rent~May 1 ±1d · Fixed$3,200
Wholesale supplier~Apr 18 ±4d · Variable$1,200–$1,600
bookvisorTransactions
04/15STATE TAX · PMT−107Taxes
04/14GOOGLE ADS−500Growth
04/11MCMASTER-CARR−1,483Variable
04/12SPECTRUM · INTERNET−77Fixed
04/14META ADS−150Growth
04/14AMAZON−23Variable

It tracks what’s coming up.

Every expense and deposit is sorted automatically as it lands, and Bookvisor AI tracks your recurring bills, such as payroll, rent, and suppliers, so you know what is due and when.

9:41
‹ⓘBBookvisor AI ›
How’s my cash looking this month?
You’re sitting at $42,318. Over the next 30 days I’m expecting about $14,200 in bills — the biggest is payroll, which runs twice a month. Based on that, you’d stay above $26k, tightest around Apr 28.
When’s my next big bill?
Payroll runs again ~Apr 14 — about $5,700 through Rippling. After that, rent on the 1st (~$3,200) and your main supplier mid-month.
+
Text Message
bookvisorForecast
Cash on hand
$42,318
30-day forecast
tightest $26,120 · Apr 28
cash gets tightApr 13Apr 20Apr 28May 5May 13
Rippling · Payroll~Apr 14 ±2d · Team$5,600–$5,900
Rent~May 1 ±1d · Fixed$3,200
Wholesale supplier~Apr 18 ±4d · Variable$1,200–$1,600
bookvisorTransactions
04/15STATE TAX · PMT−107Taxes
04/14GOOGLE ADS−500Growth
04/11MCMASTER-CARR−1,483Variable
04/12SPECTRUM · INTERNET−77Fixed
04/14META ADS−150Growth
04/14AMAZON−23Variable

It reaches out before you ask.

You do not have to remember to check in. Bookvisor AI texts you before cash gets tight, along with the weekly recap you asked for.

9:41
‹ⓘBBookvisor AI ›
How’s my cash looking this month?
You’re sitting at $42,318. Over the next 30 days I’m expecting about $14,200 in bills — the biggest is payroll, which runs twice a month. Based on that, you’d stay above $26k, tightest around Apr 28.
When’s my next big bill?
Payroll runs again ~Apr 14 — about $5,700 through Rippling. After that, rent on the 1st (~$3,200) and your main supplier mid-month.
Email me this as a report every Friday.
Done — I’ll send it every Friday morning. Here’s this week’s now.
+
Text Message
BBookvisorFri, 8:02 AM

Friday cash: $42,318 — week of Apr 13–20

Cash on hand is $42,318 in checking.

Spending was steady this week — $9,180, mostly payroll:

  • •Rippling payroll — $5,721
  • •Rippling software — $1,523
  • •Inventory (wholesale) — $1,483
  • •Card processing & misc — $453

Two customer payouts landed — $8,547 in. Nothing unusual to flag.

— Bookvisor. We send these because you asked us to keep an eye on things.

See it before you commit.

Ask “what if I bring on another person?” and Bookvisor AI models the hire against your real numbers, so you can see the likely cash impact before you decide.

9:41
‹ⓘBBookvisor AI ›
How’s my cash looking this month?
You’re sitting at $42,318. Over the next 30 days I’m expecting about $14,200 in bills — the biggest is payroll, which runs twice a month. Based on that, you’d stay above $26k, tightest around Apr 28.
When’s my next big bill?
Payroll runs again ~Apr 14 — about $5,700 through Rippling. After that, rent on the 1st (~$3,200) and your main supplier mid-month.
Email me this as a report every Friday.
Done — I’ll send it every Friday morning. Here’s this week’s now.
What if I bring on another person?
Another hire runs ~$5,500 every two weeks. You’d dip tighter for about three weeks — down near $22k — then pull ahead as the extra capacity pays off. Net: about $2,300 better by day 90.
+
Text Message
bookvisorForecast
Cash on hand
$42,318
30-day forecast
tightest $26,120 · Apr 28
cash gets tightApr 13Apr 20Apr 28May 5May 13
with +1 hiretighter ~3 wks · +$2,300 by day 90
bookvisorTransactions
04/15STATE TAX · PMT−107Taxes
04/14GOOGLE ADS−500Growth
04/11MCMASTER-CARR−1,483Variable
04/12SPECTRUM · INTERNET−77Fixed
04/14META ADS−150Growth
04/14AMAZON−23Variable

What to expect

Set up in an afternoon.

Connect your accounts in a few minutes. After a short while to learn your history, your forecast stays current from then on.

1
About 10 minutes

Quick setup

Connect your bank with a read-only link and tell us about your business. There are no spreadsheets to upload and no data to enter.

2
Works in the background

Learning your numbers

Bookvisor AI reviews your history and sorts every transaction into clear, plain-English categories. This runs in the background, and we will text you when your forecast is ready.

3
Then, by text

Your forecast is ready

Ask Bookvisor AI about your projected cash for the next 30 days or your next expected bill. It alerts you in advance when cash is set to run tight.

Your books, always current

Know where your money goes, current to today.

There is no accounting jargon to decode. Bookvisor AI sorts every dollar into plain categories: the money coming in, and where it goes out — rent, supplies, payroll, advertising, large purchases, taxes, and what you pay yourself.

A bookkeeper sends one report a month, so the rest of the time you are working without a current picture. Bookvisor AI categorizes every transaction automatically as it lands, so “we spent more this month” becomes something you can act on right away. Is it more jobs, or a new recurring bill? Each one calls for a different response. If you want finer detail on a category, ask Bookvisor AI and it will split it out.

Because your books stay current, you see what your bank balance cannot. Your balance only reflects today, not next week’s payroll or a deposit that has not landed yet. Bookvisor AI reads the full picture and texts you when a healthy-looking Monday is heading toward a tight Friday.

Your money, by leverthis month
Revenue
Fixed
Variable
Team
Growth
Capex
Taxes
Equity
Money in Money out Your money

Every business, one text thread

All your businesses, in one text thread.

If you own more than one business, you can text Bookvisor AI about any of them, or all at once, in the same thread. You do not need separate dashboards or logins, and you never switch accounts to check how each one is doing.

Bookvisor AIText message
How did the rental do this month vs. the shop?
Rental: $2,400 in, $1,650 out — $750 stayed. Shop: $18,200 in, $16,900 out — $1,300 stayed. The shop moves a lot more cash; the rental brings in less, but more steadily.

Hard limits, by design

What Bookvisor AI will never do.

Before you connect your bank, here is what Bookvisor AI can do, and the limits it will never cross.

Never moves a dollar.

Read-only by design, so it cannot move money out of your accounts.

Never sees your bank password.

Your login is exchanged directly with your bank through Plaid, a regulated, bank-grade service. We never see it or store it.

Never files your taxes.

That stays with your CPA. Bookvisor AI runs alongside your accountant and your accounting software.

Never hides where a number came from.

Every figure traces back to your bank and card feed, and you can always check the activity behind it.

Never sells your data.

We do not sell or rent your numbers to advertisers, and we never will.

Never texts you unprompted.

It only sends the reports and alerts you set up. Reply STOP at any time and the messages stop immediately.

Bank-grade security: your data is encrypted, isolated, and fully auditable, and your bank connection is read-only.

See how we protect your data →

Simple, transparent pricing.

One subscription covers every business you own, while most tools charge you per company. Text Bookvisor AI on any plan, including Starter.

Starter

For a new business getting its books in order.

$39/month
  • 1 business
  • Up to 3 connected banksOne bank connection is a single financial institution you link, such as Chase or Amex. All of your accounts there (checking, savings, cards) come in through that one connection.
  • 50 transactions auto-categorized each monthBookvisor AI reads every transaction from your connected banks and files it under the right category. This keeps your books current without you sorting receipts, and it is the number of transactions Bookvisor AI auto-categorizes for you each month.
  • Proactive monitoring — Bookvisor AI reaches out first
  • Your cash flow, organized by lever — money in, money out, cash on hand
  • Bookvisor AI in chat and by text
  • Text, email, and in-app alerts
Join the waitlist
Recommended

Plus

For an owner running a busy business, with room for a second.

$59/month
  • Up to 2 businesses
  • Up to 6 connected banksOne bank connection is a single financial institution you link, such as Chase or Amex. All of your accounts there (checking, savings, cards) come in through that one connection.
  • 150 transactions auto-categorized each monthBookvisor AI reads every transaction from your connected banks and files it under the right category. This keeps your books current without you sorting receipts, and it is the number of transactions Bookvisor AI auto-categorizes for you each month.
  • Proactive monitoring — Bookvisor AI reaches out first
  • Web research in chat
  • Your cash flow, organized by lever — money in, money out, cash on hand
  • Bookvisor AI in chat and by text
  • Text, email, and in-app alerts
Join the waitlist

Advanced

For an owner running a full portfolio, with the highest limits on every feature.

$149/month
  • Up to 5 businesses
  • Up to 15 connected banksOne bank connection is a single financial institution you link, such as Chase or Amex. All of your accounts there (checking, savings, cards) come in through that one connection.
  • 300 transactions auto-categorized each monthBookvisor AI reads every transaction from your connected banks and files it under the right category. This keeps your books current without you sorting receipts, and it is the number of transactions Bookvisor AI auto-categorizes for you each month.
  • Highest limits — up to 14 daily reports and 14 alerts
  • Team alerts and recaps
  • Everything in Plus
Join the waitlist

For less than a part-time bookkeeper costs, you get an advisor that looks ahead and checks in every day by text.

No contract, no lock-in.

FAQ

Frequently asked questions

Is Bookvisor AI replacing my accountant or my accounting software?

No. It runs alongside them. Your CPA still handles your taxes and the official books, and your accounting software still records what happened. Bookvisor AI keeps your books current day to day, tells you what is likely coming, and alerts you in time to act. It never files your taxes.

I’m not a numbers person. Can I really just run it by text?

Yes. Texting is two-way: you can ask a plain question and get a plain answer, or set up a standing job such as “Text me Friday with cash flow” or “Let me know if marketing tops $500 this month,” all from your phone. Two things to note. Long, list-style reports arrive by email with a one-line text summary, so your phone stays readable. Actions you cannot undo, such as merging or deleting accounts, are best done in the app. Bookvisor AI never texts you unprompted, and you can reply STOP at any time.

Where do the numbers come from, and is my bank data safe?

Every figure traces back to your own bank and credit-card feed, and you can check the activity behind any answer. Bookvisor AI can never move a dollar, because the connection is read-only by design. You connect through Plaid, the regulated, bank-grade service that major financial apps use, your login is exchanged directly with your bank, and we never see or store your password. Your data is encrypted, you keep a complete record of every text and email Bookvisor AI sends, and we never sell your data.

I own a couple of businesses. Does one subscription cover them all?

Yes. One subscription covers every business you own, up to your plan’s limit, rather than billing you per company. They all live in one thread, so you can text “How did the rental do this month versus the shop?” and get both answered in a single reply. You can cancel at any time; there is no contract and no lock-in.

What’s a “lever,” and how is this different from regular accounting?

A lever is your money sorted into the categories an owner actually thinks in: money coming in, fixed costs, costs that rise and fall with how busy you are, your team, what you spend to grow, large purchases, taxes set aside, and money you put in or take out. It is plain cash language, so you get a clear read without translating from your accountant’s vocabulary. If you want finer detail on one, ask Bookvisor AI and it will split it out.

How do I get access, and which banks work?

Pick a plan and connect your accounts in a few minutes, with no setup call required. Most US banks and credit cards connect through Plaid, including Chase, Bank of America, Wells Fargo, Citi, Capital One, U.S. Bank, and American Express. If your bank works with apps like Venmo or Robinhood, it almost certainly works here. Texting is included on every plan, and you can cancel at any time.

Know where your cash is headed. Weeks ahead.

Bookvisor AI texts you before cash gets tight, and you can text back any question in plain English. It never moves a dollar.

Join the waitlist

Connect your bank with a read-only link and Bookvisor AI begins right away. Setup takes about 10 minutes, and you can cancel at any time.